The Discover More Card - American Flag  is a cash back card with a patriotic theme (although that really has nothing to do with the offer).  Designed for those with high credit scores, it’s a difficult credit card to get approved for, but should be worth  it once you receive one.

Through the Discover More Card - American Flag, cardholders can get up to 5% cash back bonus in common categories like travel, home, movies and restaurants.  Other purchases get anywhere between 0.25% to 1%.  General purchases get 0.25% rebate for spending of less than $1500 annually,  0.5% for use between $1500 and $3000 and 1% for those who spend over $3000.  Basically, the more you use your card, the better rebates you’re going to get.    This card will work best for big spenders who have enough money to cover their monthly balances.

When you choose to redeem your rewards as gifts from Discover Card partners, you get double the value, which can really pile up considering how common the purchases you need to make in order to earn the full 5% on the card.  Even better, there’s no cap on the amount of rebates you can earn plus you can let it pile up for as long as 36 months.

For those lucky few who qualify, there’s an introductory rate of 0% for all purchases for the first six months and balance transfers for the first year.  There’s no annual fee for everyone approved for the card, although the best  post-introductory APR is reserved for those with the best credit scores.